Payment Terms
Effective and last updated July 29, 2026
Plan prices, payment confirmation, provider responsibilities, receipts, and disputed transactions.
Merchant identity and contact
Stepwise is not accepting payments until its verified legal business name, registration, tax number, Pakistan addresses, and support phone are published here and match the payment-provider application.
Plans, price, and currency
Stepwise offers one-time access of 90 days for USD 20, 180 days for USD 30, and 360 days for USD 50. There is no automatic renewal. The hosted checkout displays the final amount and currency before authorization. Your card issuer may apply exchange-rate or international-transaction charges that Stepwise does not control.
Payment processing and confirmation
Safepay hosts the payment interface and processes payment credentials. Stepwise stores an order reference, plan, amount, currency, status, and provider tracker, but not your full card number. A browser redirect is not proof of payment; access activates only after Stepwise validates Safepay’s signed server notification.
Failed, pending, duplicate, and disputed payments
Failed or cancelled payments do not activate access. Pending orders should not be paid again until support checks their status. Duplicate charges and suspected unauthorized use should be reported immediately. Chargebacks or reversals may pause the related access while the transaction is investigated.
Receipts, taxes, and records
A receipt identifies the plan, amount, currency, order reference, and access expiry. Prices include any taxes Stepwise is required to collect unless checkout states otherwise. Payment and entitlement records are retained for reconciliation, disputes, accounting, and legal compliance.